The Home Appraisal – What To Do When It Comes In Too Low

If you are a potential home buyer seeking a mortgage, you will need a home appraisal to close the deal on the home you want to bid on. Before financing the mortgage, the lender will want to make sure that the loan size isn’t more than the house’s fair market value. The lender will hire an appraiser to provide…

5 Acceptable Down Payment Options For Buying Your First Home

Buying your first home is an exciting time, but it can bring about some new challenges. One of the biggest challenges many homebuyers face is securing a down payment. Unless you qualify for a loan that offers a no  down payment option, such as a VA home loan for military veterans, you may be required to put down a certain…

How To Move Forward After An Unsuccessful Offer On Your Dream Home

House hunting can be a really fun experience, as long as you don’t allow yourself to get too attached to the outcome when you’re ready to make an offer. It’s incredibly disheartening when you make an offer on your dream home that gets rejected. An unsuccessful offer doesn’t have to be the end of the world. It just means you…

How Property Taxes Impact Your Budget When Shopping For A New Home

The excitement of shopping for a new home can be exhilarating. You’ve been preparing financially for this investment you are about to make. However, something not everyone realizes is how your future home’s property taxes can impact the budget you set for the cost of your home. It’s important to talk to your realtor and do the research on school…

Support Your Local Small Businesses To Find Unique Gifts For The Holidays

The Dallas-Fort Worth area is known for an abundance of shopping destinations! With everything from large shopping centers to small boutiques, you can find something for everyone on your holiday gift list. You will also find some very unique gifts created by artists and crafters. And when you shop at the small local businesses, you are doing much more than…

Cyber Security 101: How to Protect Not Only Your Home, But Your Identity

How Does Cyber Security Work? There are many new smart home technologies available that can provide additional security for our homes.  However, have you ever stopped to think about your digital footprint? It’s not usually something we think about until we have had a potential data breach or stolen identity. But it’s important to be aware of and safeguard your…

Is It Worth Buying A House With A Homeowners Association?

There are a lot of things to consider when you are purchasing a new home such as whether you want a homeowners association.  One of the most important steps you must take when searching for a home is to know your budget. You know you will have to pay your mortgage, taxes, and insurance each month. You consider the utilities…

What Is Credit Repair And How Can It Help You Buy A House?

An excellent credit score can give you many advantages when you are ready to buy a house. You can enjoy lower interest rates, which saves you thousands of dollars and can help keep your monthly payments lower. While having a lower credit score doesn’t make it impossible to buy a home, getting approved for a loan is much easier the…

Do You Want To Be Part Of The Luxury Community Growth In DFW?

The luxury community is on the move in DFW!  The population of Texas continues to explode in 2021 as people move in from out of state. The Dallas-Fort Worth (DFW) metroplex grew by nearly 2% last year, increasing the Texas population more than any other state in the U.S. What’s interesting is that the DFW real estate market also shows…

Top 10 Tips For Buying New Construction Homes

Buying a new home is one of the biggest financial transactions you will make in your lifetime. If you are a first-time homebuyer, there are things you will need to do first to prepare. However, there are some differences if you decide to purchase a new construction home rather than a previously owned home. You’ll still have to figure out…