The Best Communities To Live In DFW

Are you looking to relocate to or move within the Dallas-Fort Worth metroplex?  Whether you prefer big city excitement or quiet suburban life, you’ll find some of the best communities to live in, all within the DFW area.  You can either enjoy a mix of Texas cowboy culture of Fort Worth or the trendy city life of Dallas.  In the…

5 Reasons Why You Need To Move to Dallas-Fort Worth

If you’re looking for a new place to live, the Dallas-Fort Worth (DFW) metropolitan area of Texas is one of the hottest locations for residential living and investments. Known as the biggest metropolis in the South, there is something for everyone to enjoy. From exciting nightlife to amazing restaurants, the Dallas-Fort Worth area also claims the best shopping and champion...

Your Summer Landscape And How To Boost It

Summer is officially here! You may want to consider curb appeal and how your summer landscape can add value to your home. Landscaping and gardening is often a project that many people enjoy working on during this season. Your landscape is a large part of the first impression that homebuyers experience, so you’ll want your summer landscaping and gardens to…

The Most Secure Places to Live in North Texas

There is good news about North Texas because it is growing, not slowing. With more wide open spaces than builders can keep up with, there’s no shortage of choice for people desiring less congestion. The Urban Scene in North Texas is Changing A movement among demographics has just begun. As a result, the younger, less at-risk population may prefer city…

Forbearance On Home Mortgages

What You Need To Know About Forbearance on Home Mortgages People all across the country are facing financial hardships during the current COVID-19 crisis. Inquiries about Forbearance on Home Mortgages are soaring. It’s understandable that people are concerned. In just three week’s time (between Mar 15 – Apr 4), 17 million U.S. citizens filed for unemployment benefits according to the…

Items You Need When Applying For a Loan

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getting answers quickly so alternate documentation has become more widely used. Alternate documentation means that underwriting…

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is considered to be a mortgage banker. Some companies don’t sell directly to those major investors, but sell their loans…

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is used to estimate credit worthiness. Each of the three bureaus (Experian, Trans Union, Equifax) employs its own scoring…